Simulations and Certifications in Indian Financial Instruments
New Subject Launch
Launching New Subject - Learning Capital market Instruments
United States of America has had very low bank deposit rates for the past several decades. This has prompted most Americans to invest in capital markets either directly or through funds which has offered an effective way to create a corpus for retirement to Americans.
In contrast, Indian families have traditionally invested in gold, real estate and given higher general interest rates in India, in bank fixed deposits. The prevailing low interest rates in India has raised important question about wealth creation for many Indians. A clear solution is available from the equity market boom in 2020 – that lower interest rates tend to favour capital market assets. It is now widely expected that investments in capital markets will be necessary for most of us as many expect lower interest rates over longer periods of time.
There are myriads of debt and equity market products available for investors in India. Strengthening Financial Inclusion in the country has been one of the important developmental agendas of the Reserve Bank of India and Government of India. Better financial literacy empowers the investors to make informed choices leading to their financial well-being.
Our skilling simulations are designed to help learners solve real world cases and problems and learn the concepts. We bring to you a unique self study (also assignable by instructors) journey through 15 + live debt, equity and gold financial instruments.
What is Covered
Every simulation takes an in depth view of financial instruments like Bharat bonds, Tax free bonds, Floating rate bonds, Sovereign Gold bonds etc. We also take a closer view of alternative best known debt and equity mutual funds like ICIC Prudential Balanced fund, Axis Blue Chip Fund, HDFC Midcap Opportunities Fund and SBI Exchange Traded Fund. We cover the most popular (by AUM) equity and debt funds so that each category is well understood. For direct equity investments, we introduce a simplified equity investment framework through analysis of live companies like Asian Paints. The user will also create an equity portfolio (game) based on financial data.
26 simulations are covered in this certification. Each simulation will require the user to compute and answer questions around returns, risk, volatility, taxation, net return computation, and also determine to whom the instrument suitable, providing a 360 degree view of the instrument or subject. Our simulations come with relevant real time and historic data pertaining to the instruments.
In preparation, essential personal finance concepts like compounding, annuities, EMI, net worth analysis, taxation etc are also covered to provide an essential framework that will help to better understand financial instruments.
Illustrations
Each excel simulation provides relevant data, questions, computations and scores user inputs upon completion. Few quick illustrations are shown below.
Example 1 - Personal Finance - Estimating Networth and Preparing Cash Flow Statement. This is basic problem that provides an how cash flow statement and Networth statement is prepared.
Example 2 - Analyzing Debt Mutual Funds. This is an in-depth simulation that requires the user to compare listed mutual funds from the following important categories based on duration of assets - liquid funds, savings fund, gilt funds and dynamic funds.
Example 3 - Equity Portfolio Game: In this simulation the user gets 1 year old financial data of several listed companies. Using provided framework, the user invests in an equity portfolio. The game shows the portfolio value and return generated over the 1 year period. One day old data is taken to compute returns. The game can be played with 60- 90 minutes.
Example 4 - Investing in Gold. This is an in-depth simulation which the user will solve to learn about Gold as an investment class.
Example 5 - We also provide supporting study material for each simulation which is written from to be provide a practical understanding.
What we provide
Study material on each simulation
Video recording of actual solution
Automated scoring and certification for each user
As a training module, we provide 3 attempts at each simulation to ensure easy comprehension.
For testing skills (when assigned by an instructor or evaluator), only 1 attempt is provided, and study material and videos are hidden.
Target Audience
Our simulations are suitable equally for investors seeking better understanding of Indian financial Instruments as also to finance professionals seeking finance and wealth management job roles. This will be very helpful for financial advisor and wealth management courses.
The Certification
This certification can be completed in ~20 hours. User should score minimum 50% in 3/4th of the number of total simulations (19 simulations in this case) to get the certificate. Each user input is evaluated and scored by our system and based on these scores, the user receives an auto generated certification and web link.
Access the details of the Certification here.
Institutional Access Subscription
Our products are Accredited under the NEAT program of Ministry of Education and are available to Academic Institutions at approved subscription rates. Our newly launched simulations on Indian Financial Instruments is included as part of Skill Library under Wealth Management Tab. This will be available for full access by users as part of the subscription.
Thank you.